Have you paid insurance
on any loan, credit card or
mortgage in the last 6 years
with these or ANY OTHER providers?
£49,925
FOR MR LORD
£50,048
FOR MRS GILL
Don’t worry if your lender is not stated here... We can investigate ALL Loan & Credit card claims
Don't delay your application
- Millions of consumers have been mis-sold ppi insurance!
- Many do not even know they have been paying it for years!
- You may be owed £1000's - we will find out for you!
- Have you paid off your Loan/Credit Card? - Don’t worry we may still be able to help!
- FREE PPI Review – No Win No Fee on all PPI claims!
- Consumer Credit Agreement reviews – with NO upfront fees!
- Reclaim Credit Card charges
- Reclaim Mortgage exit fees/arrears charges
- Debt Management Solutions
* New claims only
The £40 billion, Mortgage, Loan & Credit Card scandal - are you one of the millions of victims in the country?
Mr & Mrs Bailey, Devon £25,861 in total
Mr Burton, Tyne and Wear £9,840.23 - Halifax loan
Mr Weller, London £14,990.15 - HFC
Mr Valloso, Londonderry £3,784.83 - HSBC
Mr Cuffe, London £16,954.67 - HSBC
Mr & Mrs Cosgrove, Durham £8,907.32 - FirstPlus
Ms Begum, London £7,294.43 - BOS
Mr & Mrs Maddocks, West Yorkshire £5,629.17 - M&S Money
Mrs Mccarthy, Spain£5,138.07 - Lloyds TSB
Ms Doherty, London £5,098.12 - Barclaycard
Mr Lea, Telford £4,715.11 - MBNA
Mrs Berry, Nottingham £4,177.87 - Citi Financial
Welcome to Claim4Refunds. We are The Financial Claims Experts and have won £millions in compensation for our clients! We have thousands of extremely satisfied customers. We do not charge any upfront fees! And we offer a ‘No Win No Fee’ service on all PPI claims. If you have PPI and we don’t win your claim then you do not pay us a penny!
The Citizens Advice Bureau has estimated EVERY household in the country has one of these policies! Got a Loan, Credit Card, Car Finance or Mortgage? Then you'll probably have a PPI policy. Find out if you can claim back your premiums, plus interest today! Millions of people have been mis-sold payment protection insurance when taking out a Loan, Credit Card, Car Finance or Mortgage!
To request information Click Here, or contact one of our Senior Claims Advisers on (0800) 822 3455, 24 hours a day, 7 days a week! We are here and ready to help YOU!
Pay-Back Time! We will help you find out if you have a claim!
- Loans, Credit Cards, Car Finance and Mortgages – even if paid off!
- No upfront fees
- Unfair Credit Card, Loan and Mortgage charges – we will claim these back!
- Completely free advice
- No Win No Fee PPI Guaranteed
- We want to help you get your own back – don’t let the banks and credit card providers win – we’re on your side and ready to help YOU!
Reasons why you may be entitled to compensation!
- You may not have understood the policy you have/had – it was not properly explained!
- You felt pressurised into buying it!
- You were told you had to take it out! It was sold as compulsory when in fact it was optional!
- You were told it would increase the chances of getting the Loan or Credit Card!
- You had the false impression you had to buy the policy!
- Many people have PPI and don’t even know they have it on their Credit Cards or Loans!
- Many people thought they had to take out the policy if they wanted to take out a Credit Card!
- To many others it was never explained to them the policy only covered the minimum monthly payment on the card!
- The Policy did not cover the full term of the loan
- Policies did not cover injuries caused by long term illness or pre-existing medical conditions
- Policies not covering the self-employed, key workers , unemployed persons and redundant or retired persons
- Customers not even being told they were purchasing PPI policies!
Were you sold a 'single premium' loan policy? This is where the whole cost of the insurance is added as a big lump sum at the start of the agreement, which is then repaid over the term of the loan. If you had one of these polices and left or changed the agreement part-way through but didn't get a refund at the time, you may be eligible for a partial refund.
Were you given full details of the insurance? This covers anything from being told the insurance was compulsory, to not knowing you had even purchased PPI when taking out the insurance. Lenders selling PPI polices are obliged to tell you about the specific criteria of the policy and to confirm that it's the right product for you.
To request information Click Here, or contact one our Senior Claims Advisers on (0800) 822 3455, 24 hours a day, 7 days a week! We are here and ready to help YOU!
It’s Quick & Simple To Claim!
If you are unsure if you have/had a PPI policy attached to any of your Loans, Credit Cards or Mortgages in the last 6 years then we can find out for you. Even if your account is closed and the amount is now paid off! You may have taken a debt consolidation loan to pay off all of your debts - but we can still help!
With Claim4Refunds our customers don’t pay upfront fees for access to our services. Some companies charge you upfront to make a claim - why risk it? Let the Financial Claims Experts look after you... We Care!
If you have PPI and we do not win your claim, there is nothing to pay for an unsuccessful claim! Our specialist teams are here ready to help you win the money back you could be entitled to. We are trained to deal with your claim professionally and win you the maximum amount to which you could be entitled. Lenders very often do not make people full and fair offers when they try and claim this money back themselves!
Unfair Credit Card Charges
We are experts and have our own specialist claims team in-house. We will look to recover your Credit Card charges on all of your Credit Cards from as far back as 6 years!
The types of charges that we can recover include:
- Over your limit Charges
- Late Payment Fees
- Bounced Direct Debits/Standing orders
Credit Card charges have been capped after an investigation from the Office of Fair Trading.
To request information Click Here, or contact one of our Senior Claims Advisers on (0800) 822 3455, 24 hours a day, 7 days a week! We are here and ready to help YOU!
What our clients say
I am extremely pleased and surprised on the settlement you have achieved
£2,756.10 in total
Laura White, West Midlands
Thank you! I am completely happy, you have made my year so far!
£2,947.19 in total
Mrs Curtis, Kent
I urge ANYBODY that has these kind of financial problems to let Claim4Refunds handle your situation
£4,715.11 in total
Mr Lea, Lancs
Claim4Refunds ... have achieved more than we ever could of dreamed of!
£25,861.00 - in total
Mr & Mrs Bailey, Devon
I was amazed how quickly they dealt with my claim...just try it... because it worked for me!
Mrs Wilford, Leicester
What the press is saying
"Two and three quarter million people could be refunded as much as £2.7bn for being mis-sold Payment Protection Insurance (PPI). The FSA said that over five years it had found 'wide and deep evidence of weaknesses in PPI sales'. They have accused lenders and others of selling the insurance alongside loans when it was unnecessary, without telling the borrower they were even paying for a policy, or of selling policies on which the borrower could not in fact claim. Average compensation will vary from £900 for those who were mis-sold about regular-premium PPI policies to £1,800 for those mis-sold single-premium policies."
"PPI is designed to cover you if you fall ill, have an accident or lose your job and can't make repayments on loans or credit cards. But while it can offer a sense of security, the cover can be overpriced, filled with exclusions and often mis-sold."
"Evidence from our CAB network has consistently shown that too often consumers have been mis-sold PPI policies that are far too expensive and completely unsuitable for their needs, often contributing to debt problems."
"Many people are still being misled into buying payment protection insurance (PPI) to cover their credit card payments, Which? claims."
"It has been criticised as being forced on borrowers by lenders who use hard sell tactics that leave customers with the impression that they have to take out the insurance in order to obtain the credit on offer. The insurance is incredibly lucrative for the sellers, leading to accusations that they are profiteering from the sales."
"Having worked in the PPI market throughout the Nineties, I've first-hand experience of this dreadful insurance. Indeed, at the height of the credit boom, I reckon that lenders and insurers pocketed a profit of £4 billion a year by hard-selling PPI to a captive audience. Today, there may be 20 million PPI policies in force -- most of which provide inferior cover at sky-high prices."
