If you have a credit card, store card or any type of loan up to £25,000, we could help you write off all or part of your debt* (subject to terms and conditions)
Due to an amendment in Government legislation, credit agreements may be unfair, invalid and unenforceable and claim4refunds.com may be able to help you write off all or part of your debt - without turning to IVA or debt management companies.
At Claim4Refunds.com we do not charge upfront fees, like our competitors. We specialise in helping victims of financial mis-selling by banks, credit card companies and other lenders. Claim4Refunds is proud to be on your side. Click for info
Welcome to Claim4Refunds.com
Are your credit agreements worth the paper they’re written on? They just may be totally unenforceable! If your credit agreements are declared unenforceable you may not have to make any further repayments and the debt could be legally written off! Our solicitors experience is that a majority of Credit Cards and Loans taken out before April 2007 could be Legally Unenforceable.
Our solicitors will review your consumer agreements with no upfront review fees*(please see terms and conditions). Your nominated solicitor will investigate your claim on a no win no fee basis.
To find out more and to see if your debts could be written off, you can make a secure claim online or request that we send you a claim pack by post. Or call us by Freephone on 0800 822 3455. We also can help you to make claims for mis-sold Payment Protection Insurance (PPI policies).
As seen on Panorama and BBC Radio 5.
Please note that this should not be confused with an IVA, debt management program, bankruptcy or debt consolidation.
Recently Settled Claims
Lloyds TSB Credit CardBalance reduced by 70%
RBOSSettlement achieved
Halifax LoanSettlement achieved + PPI premiums refunded
Firstplus LoanFull balance written off
Alliance & LeicesterPPI premiums refunded + interest
Home & County MortgagesFull refund of insurance premiums + interest
Abbey Credit CardSettlement achieved
HSBCBalance written off
Egg Credit CardBalance written off and PPI premiums refunded
Can I Claim?
If you are eligible to claim for a refund, we may be able to help.
- No upfront review fee
- Send your claim by FREEPOST
- Free PPI review
TIME LIMITS APPLY
Don't delay your application.
What our clients say
"Claim4Refunds have helped me to fully understand everything involved with making a claim. They have been able to give me sound advice on all aspects of my claims and I am being fully updated with any progress. They have been a life line for me and my family".
Mr Wootton, Harlow, Essex
What the press is saying
"The court said the loan agreement was unenforceable under the Consumer Credit Act after the original loan company had wrapped insurance payments into the debt and then added interest and penalty payments to the total."
"The bill gives us the once-in-a-generation opportunity to prevent more people becoming trapped in grossly unfair credit deals."
"You may think that once you've signed a contract, it's legally binding, no matter what. But if the terms in the contract are judged to be unfair, you may not be bound by them."
