- Latest successful claim: Halifax Plc/Bank of Scotland – £36,955.39 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
- Latest successful claim: HBOS – £30,093.39 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
- Latest successful claim: Royal Bank of Scotland – £30,072.67 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
- Latest successful claim: AA Personal Finance/Bank of Scotland – £28,426.72 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
- Latest successful claim: Halifax PPI – £24,337.32 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
- Latest successful claim: Bank Of Scotland PPI – £23,130.97 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
- Latest successful claim: LLOYDS TSB – £22,376.88 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
- Latest successful claim: Natwest – £21,713.90 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
- Latest successful claim: Barclaycard – £20,965.07 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
- Latest successful claim: Bank Of Scotland PPI – £17,825.39 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Have you taken out or paid off a loan, credit card, store card, mortgage or any hire purchase agreement in the last 10 years with these or any other providers?
Don’t worry if your lender is not stated here… We can investigate ALL Loan & Credit card claims
Welcome to Claim4Refunds
We are The Financial Claims Experts and have won £millions in compensation claims for our clients! We have thousands of extremely satisfied customers. We do not charge any upfront fees! And we offer a ‘No Win No Fee*‘ service on all PPI claims. If you have PPI and we don’t win your PPI claims then you do not pay us a penny!
The Citizens Advice Bureau has estimated EVERY household in the country has one of these PPI policies! Got a Loan, Credit Card, Car Finance or Mortgage? Then you’ll probably have a PPI policy. Find out if you can claim back your PPI premiums, plus interest today! Millions of people have been mis-sold payment protection insurance when taking out a Loan, Credit Card, Car Finance or Mortgage!
Request PPI information online or contact one of our Senior PPI Claims Advisers on (0800) 822 3455, 24 hours a day, 7 days a week! We are here and ready to help YOU!
Get your money back! We will help you find out if you have a claim!
- Loans, Credit Cards, Car Finance and Mortgages – even if paid off!
- No upfront fees
- Unfair Credit Card, Loan and Mortgage charges – we will claim these back!
- Completely free advice
- No Win No Fee* PPI claims Guaranteed
- We want to help you get your own back – don’t let the banks and credit card providers win – we’re on your side and ready to help YOU!
It’s Quick & Simple To Claim!
If you are unsure if you have/had a PPI policy attached to any of your Loans, Credit Cards or Mortgages in the last 6 years then we can find out for you. Even if your account is closed and the amount is now paid off! You may have taken a debt consolidation loan to pay off all of your debts – but we can still help!
With Claim4Refunds our customers don’t pay upfront fees for access to our services. Some companies charge you upfront to make a claim – why risk it? Let the Financial Claims Experts look after you… We Care!
If you have PPI and we do not win your claim, there is nothing to pay for an unsuccessful claim! Our specialist teams are here ready to help you win the money back you could be entitled to. We are trained to ensure the calculation you receive is correct and we will advise you whether the offer you receive is a fair offer or merely a ‘goodwill offer’ and we will advise you of your options in each instance. Lenders very often do not make people full and fair offers when they try and claim this money back themselves!
Request PPI information online or contact one of our Senior PPI Claims Advisers on (0800) 822 3455, 24 hours a day, 7 days a week! We are here and ready to help YOU!
Are you one of the millions of victims in the country owed compensation?
- Millions of consumers have been mis-sold ppi insurance!
- Many do not even know they have been paying it for years!
- You may be owed £1000′s – we will find out for you!
- Have you paid off your Loan/Credit Card? – Don’t worry we may still be able to help!
- An estimated £8bn is owed to customers
- You may have been mis-sold and not even realise it
- You don’t even need a copy of your agreement!
- Refunds possible in under 3 weeks**
| Mr & Mrs Bailey, Devon | £25,861 in total |
| Mr Burton, Tyne and Wear | £9,840.23 – Halifax loan |
| Mr Weller, London | £14,990.15 – HFC |
| Mr Valloso, Londonderry | £3,784.83 – HSBC |
| Mr Cuffe, London | £16,954.67 – HSBC |
| Mr & Mrs Cosgrove, Durham | £8,907.32 – FirstPlus |
| Ms Begum, London | £7,294.43 – BOS |
| Mr & Mrs Maddocks, West Yorkshire | £5,629.17 – M&S Money |
| Mrs Mccarthy, Spain | £5,138.07 – Lloyds TSB |
| Ms Doherty, London | £5,098.12 – Barclaycard |
| Mr Lea, Telford | £4,715.11 – MBNA |
| Mrs Berry, Nottingham | £4,177.87 – Citi Financial |
Reasons why you may be entitled to compensation!
- You may not have understood the PPI policy you have/had – it was not properly explained!
- You felt pressurised into buying PPI!
- You were told you had to take PPI out! It was sold as compulsory when in fact it was optional!
- You were told PPI would increase the chances of getting the Loan or Credit Card!
- You had the false impression you had to buy the PPI policy!
- Many people have PPI and don’t even know they have it on their Credit Cards or Loans!
- Many people thought they had to take out the PPI policy if they wanted to take out a Credit Card!
- To many others it was never explained to them the policy only covered the minimum monthly payment on the card!
- The PPI policy did not cover the full term of the loan
- PPI policies did not cover injuries caused by long term illness or pre-existing medical conditions
- Policies not covering the self-employed, key workers , unemployed persons and redundant or retired persons
- Customers not even being told they were purchasing PPI policies!
Were you sold a ‘single premium’ loan policy? This is where the whole cost of the payment protection insurance is added as a big lump sum at the start of the agreement, which is then repaid over the term of the loan. If you had one of these polices and left or changed the agreement part-way through but didn’t get a refund at the time, you may be eligible for a partial refund.
Were you given full details of the payment protection insurance? This covers anyfrthing from being told the insurance was compulsory, to not knowing you had even purchased PPI when taking out the insurance. Lenders selling PPI polices are obliged to tell you about the specific criteria of the policy and to confirm that it’s the right product for you.
Request PPI information online or contact one our Senior PPI Claim Advisers on (0800) 822 3455, 24 hours a day, 7 days a week! We are here and ready to help YOU!
"Two and three quarter million people could be refunded as much as £2.7bn for being mis-sold Payment Protection Insurance (PPI). The FSA said that over five years it had found 'wide and deep evidence of weaknesses in PPI sales'. They have accused lenders and others of selling the insurance alongside loans when it was unnecessary, without telling the borrower they were even paying for a policy, or of selling policies on which the borrower could not in fact claim. Average compensation will vary from £900 for those who were mis-sold about regular-premium PPI policies to £1,800 for those mis-sold single-premium policies."
"Evidence from our CAB network has consistently shown that too often consumers have been mis-sold PPI policies that are far too expensive and completely unsuitable for their needs, often contributing to debt problems."
"It has been criticised as being forced on borrowers by lenders who use hard sell tactics that leave customers with the impression that they have to take out the insurance in order to obtain the credit on offer. The insurance is incredibly lucrative for the sellers, leading to accusations that they are profiteering from the sales."
"Having worked in the PPI market throughout the Nineties, I've first-hand experience of this dreadful insurance. Indeed, at the height of the credit boom, I reckon that lenders and insurers pocketed a profit of £4 billion a year by hard-selling PPI to a captive audience. Today, there may be 20 million PPI policies in force -- most of which provide inferior cover at sky-high prices."
